With the introduction of the tapered annual allowance and the reduced lifetime allowance, retirement planning is somewhat limited for higher earners or those with generous final salary benefits or well-funded SIPPs with no further scope to fund their pensions.
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Protecting spending power is a key challenge for long-term investors. Steven Hay explores how the Baillie Gifford Monthly Income Fund seeks to provide monthly income while preserving long-term value. Capital at risk and income not guaranteed.
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